Get your options
$100 – $5,000 · as soon as the next business day, if approved
Encrypted with 256-bit SSL · No credit-score impact to check · No fee
Payday is days away and the bill is due now?
One free request for $100 to $5,000. Lenders in our network decide whether to offer, and you see their terms first.
- Free to send
- No obligation
- All credit considered
- Won't affect your credit score to ask
A quiet place to sort out a loud week.
Check your optionsFrom request to reply, in three parts
No branch visit and no stack of forms. You can stop at any point.
Tell us the amount
Plus your income, bank and contact details. Nothing to upload or sign.
Lenders review it
HavenQuote passes the request to lenders and lending partners in our network.
You decide
If an offer comes back, read its APR, fees and dates. Accepting is optional and asking is free.
The short version
Most requests are about timing, not size.
The furnace quits in January. The car needs tires before a long drive. A deposit is due a week before payday. Requests of $100 to $5,000 usually cover a gap like that, and lenders in our network look at them every day.
What a request often covers
Lenders in the network see requests for all sorts of short-term needs. Some we hear about often:
No. 01 · Home fixesFixing something before it gets worse.
Keeping the car running for work.
A birthday, a wedding, a trip home.
The reason doesn’t change the process: the request is free, and every term comes from the lender.
Before you send a request
Who actually makes the loan?
A lender in our network does, not us. HavenQuote is not a lender, broker or agent of any lender; we only connect your request.
What is the range I can ask for?
Requests generally run from $100 to $5,000. Not every lender offers the top of the range, and the amount you are offered depends on the lender, your state and your situation.
Will this show up on my credit report?
Sending the request does not change your score. A lender may run its own credit check as part of considering your request, which can involve the major bureaus.
How long until I could have the money?
Often by the next business day if you are approved and accept an offer. Some lenders and banks take longer.
What information do I need to have ready?
Basic details about you, your income and your checking account. Applicants must be 18+ and US residents in a participating state.
Does HavenQuote charge me anything?
No. Using HavenQuote is free. Lenders pay us when we introduce a borrower; any loan costs are set by the lender and shown to you before you accept.